High value homes
Our specialty: homes from $2M to $250M TIV. Luxury primary residences, secondary homes and estates, including complex construction, ownership or wildfire exposure.
High-value home specialists
Exceptional homes.
Specialist attention.
$2 million–$250 million in total insured value (TIV). We help retail brokers place high-value primary homes, secondary homes and estates, including complex properties and wildfire exposures.
Distinctive properties.
Thoughtful placements.BPIS
Thoughtful placements.BPIS
Where we can help
Specialty risks are
our everyday business.
We work alongside retail brokers, bringing market access and hands-on support to submissions that need a closer look.
Commercial property
Apartments, retail buildings, HOAs, restaurants and bars, warehouses and other commercial property opportunities.
Builders risk
New construction and renovation projects. Share the scope, completed value and project timeline so we can evaluate the placement.
Our market relationships
More places to turn.
Explore 10 residential markets and our commercial market relationships. The right fit depends on the risk, coverage needs and underwriting appetite.
KnightUp to $20M TIVHO-3 and DP-3
AtainApproximately $2M–$11.25M TIVOwner occupied and rental homes
StandUp to $20M TIVHO-5 options; up to $10M in higher wildfire areas
ScottsdaleApproximately $2M–$20M TIVSelect wildfire exposures considered
Lexington / AIGSelect private client accounts up to $250M TIVHome and personal portfolio coverage
Lloyd’s of LondonCustom placements up to $50M TIVUnique and ultra high value risks
MSIUp to $10M TIVResidential placements
Cincinnati Private ClientHigh value personal portfoliosIndividual account review
DUAL E&S Homeowners$1M–$5M TIVCompetitive HO-3 only; primary and secondary homes
Guardian Elite Home$1M–$7M Coverage A; up to $10M TIVHO-3; primary and secondary homes. High brush risks considered with mitigation and available capacity.
Great AmericanCommercial
WestchesterCommercial
Old RepublicCommercial
RLICommercial
NorthfieldCommercial
Shield IndemnityCommercial
Century InsuranceCommercial
Lloyd’s of LondonSpecialty placements
EverGuardCommercial
Trisura SpecialtyCommercial
TIV means total insured value, not a property’s sale price. Ranges reflect BPIS program guidance. Carrier definitions, capacity, availability and terms are subject to underwriting.
Your next submission starts here
One place to prepare.
One step closer to a quote.
Use the BPIS Broker Portal to prepare a residential or builders risk submission, add supporting documents and send your completed package to our underwriting team.
Access Broker PortalNo account or invitation needed.
01
Complete the details
Enter the risk information and requested coverage.
02
Add your documents
Include photos, estimates, applications and other supporting files.
03
Review and submit
Check the package, download a copy and send it to BPIS.
A good start makes a difference
What to send.
Current coverage, competing terms and a target premium help us understand what your client needs.
High value homes
ACORD 80 or 84, requested limits and property details. Add replacement cost information, photos and loss history when available.
Start in the Broker PortalBuilders risk
Project address, scope of work, completed value, start and completion dates, and existing structure details when applicable.
Prepare a builders risk submissionCommercial
ACORD 125 and a statement of values to start. Include requested coverage, occupancy, target premium and competing terms. Loss runs may be needed for quoting or binding.
Email a commercial submissionBroker appointments
Get appointed with BPIS.
Start your agency appointment in our Appointment Portal. Complete your agency information, e-sign your forms and upload the supporting documents in one place.
Access Appointment PortalElectronic signing is live. Submit your signed appointment packet online and receive an email confirmation. A BPIS representative will follow up with final appointment confirmation.
Tell us about your agency
Complete your producer information and tell us about your homeowners book and why BPIS is a good fit.
Upload your documents
Add your agency E&O coverage and required license copies directly through the portal.
E-sign and submit online
E-sign your producer agreement, producer information and W-9. Your completed packet and electronic signature certificate are sent to BPIS for review.
Let’s work together
Personal support.
Every step of the way.
Questions about an appointment? Contact Andrea.
Have a placement in mind? Connect with Ben.